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Michelle Cluver

Michelle Cluver

Michelle joined Global X in 2018 and has been instrumental in establishing the operations and processes for the ETF model portfolio business. She works closely with Jon Maier on the construction and management of the ETF model portfolios while overseeing the broader team that is involved in the management of the model portfolios. Previously, Michelle worked at Merrill Lynch Wealth Management in its ETF model portfolio business. Prior to Merrill, Michelle worked for a boutique asset management firm, with a focus on both South African and developed market equities. Michelle has authored papers on portfolio management with a focus on thematic and income focused investing. She also writes about a broad range of economic topics. Michelle holds a Master’s in International Finance from the Amsterdam Business School and is a CFA Charterholder.

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The obligations of the respective Management Company of each exchange traded fund (“ETF”), and the Portfolio Manager, Global X Management Company LLC (“Global X ETFs”), responsible for managing the portfolios, are ones of due diligence and in no case of guaranteed performance for Investors. The assets and funds supplied by Investors to the Authorized Participants for participation in the ETFs are not deposits nor do they generate for the Stock Brokerage Companies, the Management Companies or the Portfolio Manager, the obligations of a deposit institution and are not covered by the deposit insurance of the Guarantee Funds of Financial Institutions, FOGAFIN, nor by any other scheme of this nature.

Investments in the ETFs are subject, among others, to market risk resulting from fluctuations in the prices of the assets of each respective ETF portfolio. Diversification cannot protect against market risk. Securities concentrated in a single country or a single region or sector may be subject to greater volatility. Other kinds of risks are also associated with the investments described in the Rules and in the Prospectus of each ETF. Investors may access these Rules through the respective Management Company’s website. Furthermore, a printed version of the Rules is available at the offices of the respective Management Company and at the offices of the Authorized Participants.

Global X ETFs is a member of Mirae Asset Financial Group, a Seoul-based global enterprise which offers asset management expertise worldwide.

Please see the ETF website pages for disclosure regarding applicable registered trademarks and the licensing of such trademarks.

The automatic registration of the Documents Representing the Shares of each ETF in the National Registry of Securities and Issuers, in accordance with the terms of Article 5.2.2.1.3 of Decree 2555, does not imply certification of the Colombian Financial Superintendency regarding the profitability of any ETF nor the security of the investments.

The Colombian Financial Superintendency advises potential investors that the ETFs are products involving risk, therefore, when making any decision to invest, Investors must read all the information carefully and must ensure they understand it correctly and adequately, without prejudice to the responsibilities of Stock Brokerage Companies as set out in Decree 2555.

Potential investors must read the Prospectus and the Rules to adequately evaluate the appropriateness of the investment.

The inscription of the Documents Representing the Shares in the National Securities and Issuers Registry does not imply any qualifications or responsibilities on behalf of the Colombian Financial Superintendency towards individuals or legal entities regarding the price, value or negotiability of the security or the respective issuance, or the solvency of the issuer.

The registration of the Documents Representing the Shares in the Bolsa de Valores de Colombia S.A. does not imply certification regarding the price or the negotiability of the securities or their issuing or the solvency of the issuer by the Bolsa de Valores de Colombia.

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